Privacy Policy — EasyCredit

EasyCredit is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we, Xane Commercials (Kolkata 700053), collect, use, and safeguard your data when you visit our website and use our services.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you apply for a loan. This includes:

Personal Identifiers: Name, Phone Number, Email, Date of Birth.
Financial Information: Monthly Income, Employment Status.
Digital Information: IP address, device type, and cookies for improved user experience.

2. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your loan application.
To verify your identity and creditworthiness.
To communicate with you regarding your application or repayment.
To comply with legal and regulatory requirements.
To improve our website functionality and service delivery.

4. Data Sharing and Regulatory Disclosure

To provide our services, we share your information with:

Our partner NBFCs and Banks as listed in our lending partners disclosure.
Credit Information Companies (CICs) as per RBI guidelines.
Regulatory authorities when mandated by law.

4. Data Security

We implement a variety of security measures to maintain the safety of your personal information. Your data is transmitted via Secure Socket Layer (SSL) technology and is stored in encrypted databases with restricted access.

5. Your Rights

You have the right to:

Access the personal information we hold about you.
Request corrections to any inaccurate data.
Withdraw your consent for data processing.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

7. Contact Us

If you have questions or concerns about this Privacy Policy, please email us at support@myeasycredit.app or WhatsApp us at +91 89020 08700.